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President’s Corner To sell, or not to sell

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Diane Gallagher

Posted: Friday, February 17, 2012 12:00 am

A question homeowners like yourself are asking everyday is, “Do I short sale my home or stay and tough it out? Either way, the decision you make must be the right one for you. 

We all have very different reasons why we sell.  Not one situation is the same.  Sometimes the best way is to sit down and write the pro’s and con’s about continuing to pay your mortgage or let it go. Is this the area you desire for yourself and family? Sometimes money cannot make that decision!  Is your job going to change in the next few years?  Do you need to move or just want to utilize the market and how low the home prices are?  How are your bills?  Can you afford your payment?  With all that being said, don’t make another mistake now by giving up on a home you love. Remember to focus on the positive things in your life, and the rest always seems to work itself out! The market will turn around and your investments will break even and become an asset again.

If the decision you make is to sell, please contact a realtor!  Ask a lot of questions! Find out what the current market value of your home is. Banks are pushing short sales over the foreclosures. Your realtor will help you with those decisions. This is their profession and they should be good at it.

I look forward to talking with you next week.  If you would like to contact me, I am at, or you can reach me at 209-327-3642.

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