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Letter: Repeal sections 1341, 1342 of the Affordable Care Act

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Posted: Tuesday, January 14, 2014 12:00 am

Charles Krauthammer wrote on Jan. 2: “The first order of business for the returning Congress: The No Bailout for Insurance Companies Act of 2014. Make it one line long: Sections 1341 and 1342 of the Affordable Care Act are hereby repealed.”

Pelosi said we have to pass the bill to find out what’s in it. Obama, Pelosi and Reid saddled us with this monstrosity. Passing a bill without debate, opportunity for amendments, or the ability to read the monstrosity before voting on it, and passed without a Republican vote is a recipe for disaster.

The rollout has been a colossal disaster. Sebelius left a state computer mess for Sam Brownback in Kansas, yet she’s in charge of this disaster. Section 1341, is the “reinsurance” fund collected from insurers and self-insuring employers at $63 a head. (Who do you think the cost is passed on to?) This yields about $20 billion over three years to cover losses. Section 1342, the “risk corridor” provision, mandates a major taxpayer payment covering up to 80 percent of insurance company losses.

Obamacare is already far behind its own enrollment estimates, especially getting 40 percent of the young and healthy.

Our imperial president has been changing the rules repeatedly (unconstitutionally since only Congress can change a law by amendment or repeal). The administration postponed the employer mandate, then exempted from individual mandate people whose policies were canceled (by Obamacare). Insurers were told to give free coverage, deprived of their best customers, forced to offer stripped down “catastrophic” plans to people age 30 and over (contrary to the law). Ironic because the reason so many policies were canceled was because they didn’t include free contraceptives, abortion, Viagra and pregnancy coverage. One size fits all.

Naturally the premiums are higher. The end result: insolvency, at which time insurance companies will pull out of Obamacare. Obama’s solution? A huge government bailout that is already baked into law.

Call House of Representatives Speaker John Boehner 209-225-0600 to repeal Sections 1341 and 1342 of the Affordable Care Act. Taxpayers have paid for far too many misguided bailouts for this administration.

Phyllis Roche


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Welcome to the discussion.


  • Andrew Liebich posted at 8:31 pm on Fri, Jan 17, 2014.

    Andrew Liebich Posts: 2999

    I think your desire to address the Fair Use Doctrine of United States Copyright Law despite the fact that you obviously do not understand it is a pretty fair assessment of the situation.

  • Andrew Liebich posted at 7:45 pm on Fri, Jan 17, 2014.

    Andrew Liebich Posts: 2999

    I asked Mr. Lucas to justify HIS own position by providing a "credible" source of HIS own choosing.

  • Joe Baxter posted at 2:45 pm on Fri, Jan 17, 2014.

    Joe Baxter Posts: 1913

    Yeah, Andrew, you actuall believe all of those liars instead of our dear president and the rest of the Democrat politician and the lapdog liberal media who NEVER lie? Silly man, what could you be thinking?

  • Joanne Bobin posted at 12:14 pm on Fri, Jan 17, 2014.

    Joanne Bobin Posts: 4488

    I don't wish to address something that Mrs. Roche obviously does not understand herself.

    What I wish to address is the fact that Mrs. Roche continually latches on to a topic that she thinks is relevant and, by way of plagiarizing someone else's work, submits letters to the editor that are purported to be her own opinions and her own compositions.

    I think that is a pretty fair assessment of the situation.

  • Joanne Bobin posted at 12:10 pm on Fri, Jan 17, 2014.

    Joanne Bobin Posts: 4488

    Warning, Mr. Lucas. Once you engage Mr. Liebich he will begin DEMANDING that YOU justify HIS positions.

    He'll dog you and dog you and issue insults that claim that YOU cannot think clearly.

    Never again...time to put him on "ignore."

  • Andrew Liebich posted at 9:57 am on Fri, Jan 17, 2014.

    Andrew Liebich Posts: 2999

    I would be happy to provide information from any "credible" source of your choosing Mr. Lucas. Who do you find credible? What are you going to say when your "credible" source provides the same information you choose to ignore from sources you don't care for?

  • John Lucas posted at 8:27 am on Fri, Jan 17, 2014.

    John Lucas Posts: 2730

    Andrew, Fox news, Breibart.com, infowars, WND,Drudge report are not credible sources. They are known liars. As I said before articulate what you want say. Every once in a while is ok but stop wasting our time with your barrage of lying links. No one clicks on them.

  • Andrew Liebich posted at 10:08 am on Thu, Jan 16, 2014.

    Andrew Liebich Posts: 2999


  • John Lucas posted at 7:06 pm on Wed, Jan 15, 2014.

    John Lucas Posts: 2730

    I love the position Conservatives have taken on Obamacare. I hope they keep it up until the 2014 and 2016 elections. They do not understand what a losing proposition that is. Single payer would have been better and would have saved much more money but Obamacare is head and shoulders over what we had. Here are just a few:

    New Health Insurance Marketplaces (AKA Exchanges) allow shoppers to compare Health Plans that include all new benefits, rights and protections.

    Cost assistance to individuals, families and small businesses through the marketplace.

    No annual or lifetime limits on healthcare.

    Insurance companies can't drop you when you are sick or for making a mistake on your application

    You can't be denied coverage for pre-existing conditions.

    You have the right to quickly appeal any health insurance company decision.

    You have the right to get an easy-to-understand summary about a health plan’s benefits and coverage.

    Young Adults can stay on their parent's plan until 26.

    A large improvement to women's health services.

    Reforms to the healthcare industry to cut wasteful spending.

    Better care and protections for seniors.

    New preventative Services at no-out-of pocket costs.

    Essential health benefits like emergency care, hospitalization, prescription drugs, and maternity and newborn care must be included on all non-grandfathered plans at no out-of-pocket limit.

    You can't be charged more based on health status or gender.

    These things will not be on Fox News. However just about every family will have people in it that have benefited from the law. Word of mouth is going to kill the Republican effort. By the way this year health cost went up by the lowest percentage in 50 years.

  • Andrew Liebich posted at 1:24 pm on Wed, Jan 15, 2014.

    Andrew Liebich Posts: 2999

    The "issues" were presented in Roche's letter. You are entitled to believe your ad hominem nonsense addresses them but it clearly does not.

  • Andrew Liebich posted at 11:43 am on Wed, Jan 15, 2014.

    Andrew Liebich Posts: 2999

    I can easily explain why Section 1341 is worthy of repeal but will you be able to easily digest the explanation?

    The money that goes into this transitional reinsurance pool declines by a third in 2015. From $12 billion to $8 billion. As a result, HHS proposes to then only pick up 50% of the tab for losses between $70,000 and $250,000. Thus, losses between $45,000 and the new $70,000 attachment point will now fall entirely on insurers without federal help and insurers will have to pay 30% more on losses between $70,000 and $250,000. This reduction in free reinsurance provided by the taxpayers will result in increased premiums for insureds.

  • Walter Chang posted at 10:42 am on Wed, Jan 15, 2014.

    Walt Posts: 1187

    Brian, I think you need to call the Office of the Speaker.

    And not so much of doing the latter...

    I sorry but I couldn't find a "local number" (like Phyllis did) for Scottsdale.

    Folks, the correct number is at (202) 225-0600

    Or one could copy and paste their angry rhetoric here: http://www.speaker.gov/contact


  • Brian Dockter posted at 7:41 am on Wed, Jan 15, 2014.

    Brian Dockter Posts: 2866

    Ms. Bobbin,

    Since you KNOW SO MUCH MORE about the ACA than Charles Krauthammer perhaps you could explain to us how these "FACTS" he presented in his piece AREN'T deserving of repeal.

  • Brian Dockter posted at 7:36 am on Wed, Jan 15, 2014.

    Brian Dockter Posts: 2866

    Ms. Bobbin,

    Please explain to us why we should believe you would still be critical of a copy and paste letter that takes the side of the ACA?

  • Joanne Bobin posted at 5:14 pm on Tue, Jan 14, 2014.

    Joanne Bobin Posts: 4488

    Curious, Mr. Liebich - have you read either Section 1341 or 1342? Do you know what "reinsurance" actually is? Do you know that the fees for said reinsurance is deductible and REDUCES ordinary income?

    Thought not.

    Why don't YOU explain, since YOU stated below, that Mrs. Roche (AKA, Charles Krauthammer) presented "FACTS," how these "FACTS" are deserving of repeal?

  • Joanne Bobin posted at 5:03 pm on Tue, Jan 14, 2014.

    Joanne Bobin Posts: 4488

    Of course, the copy and paster in-chief would back another rather than address the issues, also.

  • Christina Welch posted at 2:22 pm on Tue, Jan 14, 2014.

    Christina Welch Posts: 460

    I agree. Is it true that there is another bailout of corporate America buried within the Affordable Care Act? I have not had time to research this myself. Can anyone provide me with some sites to check?

  • Andrew Liebich posted at 9:35 am on Tue, Jan 14, 2014.

    Andrew Liebich Posts: 2999

    Ignoring the facts presented in Roche's letter by responding to them with ad hominem nonsense doesn't make them go away.

  • Walter Chang posted at 8:48 am on Tue, Jan 14, 2014.

    Walt Posts: 1187

    "Call... Speaker John Boehner"

    Great idea!

    Or you could relieve yourself into the wind.

    Same effect..


  • Joanne Bobin posted at 7:45 am on Tue, Jan 14, 2014.

    Joanne Bobin Posts: 4488

    The better question here is - why Mrs. Roche chose to copy and paste (and minimally edit) the Krauthammer column while ONLY giving credit to Krauthammer for the FIRST TWO sentences?


    The lack of originality explains a lot about the reason Cimorelli only does covers of other musicians' work.


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