9 comments:

• roy bitz posted at 8:04 pm on Mon, Oct 11, 2010.

  Posts: 479

  Thanks for acknowledging my note Mary. Don't be too disappointed about not having a local candidate for congress. Mr. Harmer will do just fine!!!
  I have followed local politics and I can think of only one local that could represent us in Congress. Sad she is not running for city council again.

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• Mary Henschel posted at 5:48 pm on Mon, Oct 11, 2010.

  Posts: 46

  I meant to say, I'm not happy there's not a local person.

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• Mary Henschel posted at 5:04 pm on Mon, Oct 11, 2010.

  Posts: 46

  Roy,

  Yes, I know that leaving a blank is the same as a vote to keep McNerney in. I've always intended to vote for his challenger, just to get him out. I'm not happy that there's a local person, but since both candidates are from the Bay Area, and one's extremely liberal by his voting record, I'm going to vote for Harmer.

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• roy bitz posted at 9:49 pm on Sun, Oct 10, 2010.

  Posts: 479

  Mary,
  I hope you will not leave both boxes empty. You are engaged and I hope you will vote!
  Vote for the candidate you choose or write someone else in.
  Doug's recommendation to leave both boxes empty favors the incumbent. By leaving boxes empty you are giving up. Don't give up.

  
  

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• Doug Chaney posted at 10:38 pm on Sat, Oct 9, 2010.

  Posts: 1232

  Mary, it's not against the law to leave both boxes empty on your ballot. Or write in someone from Lodi?

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• Kevin Paglia posted at 6:03 pm on Sat, Oct 9, 2010.

  Posts: 1729

  Manuel, the FIRST step to getting out of credit card debt is to STOP spending money you don't have. This means sacrificing the right now for a better tomorrow. Once you can control spending then you can hammer out of the credit card trap and eventually the debt trap. So encouraging people to not use credit cards IS a solution, it just takes discipline.

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• Mary Henschel posted at 12:21 pm on Sat, Oct 9, 2010.

  Posts: 46

  I'd prefer a local candidate, but there's no way I'm voting for McNerney. Since both of these guys are from the Bay Area anyway, I'm voting for Harmer.

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• Darrell Baumbach posted at 12:01 pm on Sat, Oct 9, 2010.

  Posts: 9403

  …done to assist them in preventing credit card companies from raising their rates or imposing new fees without notification?

  Credit cards are unsecured and can be written off in bankruptcy court with no recourse for the credit card company. High interest rates are there to compensate for these losses and at the same time make profit. I want to thank Mr. Harmer for taking this position that may result in reducing cost to responsible credit card users. In addition, it may motivate non responsible users to become responsible, if you understand the principles of positive and negative reinforcement by BF Skinner. Finally, someone who cares for consumers!
  

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• Manuel Martinez posted at 11:37 am on Sat, Oct 9, 2010.

  Posts: 641

  Quote: "CREDIT CARD DEBT: Harmer supports unemployment insurance, but opposes help for those in credit card debt.

  "Just as the federal government shouldn't spend money it doesn't have, the individual consumer shouldn't, either," Harmer said. "Don't spend any money you don't have.""

  
  I'm sorry, I don't see a solution for individuals whom are in credit card debt, merely an advisory to those that haven't fallen into that pit. Are we to assume that these individuals are simply doomed, that nothing should be done to assist them in preventing credit card companies from raising their rates or imposing new fees without notification?

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