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People with pre-existing conditions may become eligible for insurance

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Posted: Thursday, January 31, 2013 12:00 am

State Assemblyman Richard Pan, D-Sacramento, introduced legislation on Tuesday that, if approved by the Legislature and signed by Gov. Jerry Brown, will ensure that Californians with a pre-existing medical condition may purchase insurance at what Pan describes as a reasonable rate.

Assembly Bill 1X2 would limit the reasons health plans can charge Californians higher premium rates due to age, family size and geographic region.

The bill is a follow-up to the federal Affordable Care Act's goal of providing every American with quality, affordable health care by ending the denial of coverage for any reason, including any pre-existing conditions, Pan, who is a pediatrician, said in a news release.

The Affordable Care Act allows health plans to consider age, family size, geographic region and tobacco use when determining the premium rates they charge customers. However, to ensure that smokers can receive tobacco-cessation services, AB 1X2 doesn't allow health plans to consider tobacco use to determine premium rates for Californians.

"As a pediatrician, I know that smokers who quit can significantly improve their health and help us control health care costs," Pan said. "This bill ensures that Californians who smoke (can) afford coverage that includes tobacco-cessation services so that we can all benefit from a reduction in tobacco use in our state."

Pan's district includes the Lodi and Galt areas.

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  • Ed Walters posted at 12:47 pm on Fri, Feb 1, 2013.

    the old dog Posts: 352

    Catherine: One possable reason would be cost. Evidently people with a pre-existing health problems will now be able to purchase health insurance at a reasonable price, only question, are they working at the present time and help pay for it, most likely not. I am not against people receiving health care. One and only reason it was not affordable, just like the people on unemployment receiving another 52 weeks of unemployment, two ways to look at that, it will cost the government $52 billion dollars to fund that program, and with a constant income would lesson peoples desire to look for work. The same with the Affordable Care Act, the cost. In three months the debt ceiling will surely be raised meaning the country will be another trillion or so dollars in the hole. People will work the system to their advantage. Keep in mind that the President endorced "Acorn" until the truth be known and now, no more Acorn. You do remember what Acorn was all about don`t you?

  • CATHERINE ERICKSON posted at 10:08 am on Thu, Jan 31, 2013.

    FRITZY9 Posts: 17

    Wow....you mean the Affordable Care Act that was robbing Medicare, all the Republicans said in the 2012 election? Hmmm, I wonder why Republicans fought and hated something that could help so many people in America? Seems to be a benefit to society, right? Hmm.....and remember they thought of it first(The Heritage Foundation) but when the ideas were embraced by President Obama it was a bad, bad, evil thing! One has to wonder why?



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