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Woodbridge residents don't have to purchase flood insurance

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Posted: Tuesday, September 29, 2009 10:00 pm

Woodbridge residents learned last week that, effective Oct. 17, they will not be required to purchase expensive flood-control insurance. Nevertheless, federal authorities say it's still a good idea to protect yourself in case of a disastrous flood.

The announcement, first reported by the News-Sentinel in July, was made at last week's Woodbridge Municipal Advisory Council meeting.

However, the Federal Emergency Management Agency will require some property areas west of Woodbridge to Interstate 5 to purchase flood insurance.

Woodbridge and west Lodi residents became alarmed in January 2008, when FEMA announced that property owners would be required to purchase flood insurance after FEMA designated them as high-risk flood area.

Lodi, generally west of Lower Sacramento Road, got off the hook a few months later after the city provided FEMA with detailed elevation maps. But Woodbridge residents were left hanging a year longer as they waited for San Joaquin County officials to provide elevation studies and show FEMA that Woodbridge is high enough in elevation to be less likely to suffer major flood damage.

Nevertheless, FEMA officials still encourage property owners to purchase flood insurance to save them money during a catastrophe.

"It's definitely a personal decision on their part," Woodbridge MAC member Lita Wallach said. "There is no guarantee with Mother Nature."

Agricultural areas west of Lodi and Woodbridge that are in the flood zone are generally between Woodbridge and Kile roads.

Contact reporter Ross Farrow at rossf@lodinews.com.

Flood meeting Thursday

The San Joaquin County Public Works Department will conduct a workshop on flood control issues countywide at Thursday's county Planning Commission meeting.

The meeting, open to the public, will begin at 6:30 p.m. at the Public Health/Planning Auditorium, 1601 E. Hazelton Ave., Stockton.

Source: San Joaquin County

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  • posted at 4:39 pm on Wed, Sep 30, 2009.


    My father and grandfather shovelled sandbags on my grandmother's house on the river.I saw a photograph of the old woodbridge dam with water flowing about 1-foot below the highest level of the dam.My understanding is that Camanche reservoir didn't exist.Today, with camanche, I don't see how woodbridge could be flooded again.

  • posted at 3:27 pm on Wed, Sep 30, 2009.


    Flood insurance with FEMA is expensive. I just paid close to $1000.00 on a 1500 Sq. Ft. home here in Woodland. Army Corp. of Engineers declared most of this city in a flood zone. Likewise FEMA flood insurance is required and is the only one acceptable. How convenient. When Katrina hit New Orleans-the premium jumped almost $150.00 a year. Thing is you are tied into what happens in the USA when you are deemed living in a flood zone by the Corps. They need more homes so deemed to cover their loses in other states. What a racket. Hasn't flooded here since Noah.

  • posted at 8:55 am on Wed, Sep 30, 2009.


    Flood insurance is cheap. I am not an insurance agent, but my experience is that coverage for a $ 700,000 house is about $ 350 a year

  • posted at 4:52 am on Wed, Sep 30, 2009.


    wouldn't it be smart to get the flood insurance anyway...since the water is in your backyard?!?!?!?........lets say there's a chance for a flood in the future...I won't come out to fill sandbags in Woodbridge!



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