Residents of what could become an expanded flood plain zone in Woodbridge and northwest Lodi were angry at the idea of having to pay as much as $1,400 per year for flood insurance.
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posted at 7:39 am on Fri, Jan 18, 2008.
I did buy my flood insurance today. I was told the maximum amount you can insure is $250,000 plus $100,000 contents eventhough my home is appraised at $425,000. It cost #317 and I must wait 30 days for it to go into effect. If the flood plane is changed I was told the cost would go up to around $500.
posted at 4:31 am on Fri, Jan 18, 2008.
"However, homeowners who have fully paid off their residence and aren't making mortgage payments are exempt from the requirement to purchase insurance, Schaefer said." Let me get this right, homeowners *only* have to pay for flood insurance as long as the BANK has a stake in their property; is that it? Sounds like a SCAM to me. With all of the so-called insurance premiums constantly going up; while the "insured" has to fight like he's pulling teeth to get a claim honored, maybe it's time to take another look at the insurance industry - ALL the areas that "insurance" covers because, it seems to me, that the only people who are "covered" by insurance are those who work for the insurance companies.
posted at 4:16 am on Fri, Jan 18, 2008.
If there is a 1% chance of a devastating earthquake (or any other natural disaster for that matter) doing the same kind of damage, then why are we not forced to purchase earthquake/tornado/typhoon/godzilla damage ?
posted at 3:21 am on Fri, Jan 18, 2008.
Educator, you are 110% right. But we're dealing with BIG Government. Of course you and I, the middle class taxpayer, will get the shaft. Right now I just glad I didn't buy in Park West.
posted at 3:04 am on Fri, Jan 18, 2008.
As taxpayers under the FEMA program you end up paying for uninsured and other losses in other parts of the country. Recall the floods along the Mississippi
years ago or more locally the annual flooding in Rio Linda. FEMA is going to cover its losses on your backs-they have already done it here in Woodland through the same gun to the head approach as they are using in this article and it hasn't flooded here since Noah. Oh yeah we get jacked on our rates each year to help cover losses like Katrina.
posted at 2:18 am on Fri, Jan 18, 2008.
People should have the right to not buy flood insurance. But we as taxpayers should then not spend money to rebuild uninsured houses when they flood.