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Home inspectors provide careful check before sale

Dear Barry: For the first time in 35 years, I'm buying a home. A lot has changed since the 1960's, including home inspection. The last time I bought a house, no one ever heard of home inspection. Now my Realtor insists that I have one. Can you please explain what these inspections are all about? — Franklin.

Dear Franklin: A home inspection is a thorough and systematic evaluation of the condition of a residential property. It is a complete physical exam of the general integrity, functionality, and overall safety of a home and its various components. The purpose of this process is to ensure that home buyers know exactly what is being purchased, prior to completing the transaction.

In the course of a home inspection, the inspector will evaluate the foundation, framing, roofing, site drainage, attic, plumbing, heating, electrical system, fireplaces, chimneys, pavement, fences, stairs, decks, patios, doors, windows, walls, ceilings, floors, built-in appliances, and numerous other fixtures and components. Whew!

In all homes, even brand new ones, some building defects will inevitably be discovered during the inspection. All pertinent findings will be detailed in a written report for the buyer's reference and review, and the inspector will make a complete verbal presentation of these conditions for those who attend the inspection.

This information enables a home buyer to make educated decisions about a home purchase: whether to complete the transaction, whether to ask the seller to make repairs, whether to buy the property as is. Buyers can also determine how much repair and renovation will be needed after taking possession, which problems are of major concern, which ones are minor, and what conditions compromise the safety of the premises.

A thorough inspection enables a home buyer to avoid costly surprises after the close of escrow. It is an indispensable component of a well-planned purchase.

Dear Barry: My home is built on a concrete slab, and the water heater is located in the hall closet. Now that I'm selling the property, the buyer's home inspector has recommended a metal pan under the water heater to prevent damage in the event of a leak. An overflow pan seems unnecessary to me because a pan can only hold about two gallons of water. If a serious leak occurs, the pan will simply overflow, causing damage to the interior of the house. What do you recommend in this situation? — Ray M.

Dear Ray: Overflow pans for water heaters (commonly known as "smitty" pans) are advisable but are not required by code. Therefore, the home inspector's recommendation is a good idea, but it does not obligate you in any way. Even if a pan were required, installation in your home may not be practical.

To be effective, a smitty pan should be connected to a 3/4" pipe providing drainage to the outside of the building. In your home, drainage to the exterior may not be possible, due to the concrete slab and the location of the water heater. If the buyers are convinced of the need for a pan, perhaps they should try installing one after the close of escrow.

Dear Barry: My Realtor strongly recommends having a home inspection. She warned me about major building defects, but this sounds kind of sensational. What I'd like is a list of the most common problems. What should I expect a home inspector to find? — Jeff

Dear Jeff: Construction defects and safety violations are surprisingly common, but the majority of home inspection findings tend to be routine in nature. Some, in fact, rear their unsightly heads as often as the sun rises; not just in older homes, but often in brand new ones, even before the smell of new paint has waned. The following, therefore, is a list of common defects likely to appear in a typical home inspection report:

1. Roofing defects, caused by aging or improper installation are likely to be found on most buildings. This does not mean that most roofs need replacement, but that many are in need of maintenance and repair.

2. Ceiling stains in many homes indicate past or current leaks. The challenge is to determine if the leak was repaired or will recur during the next rain. Discovery is not always possible.

3. Faulty ground drainage often causes water intrusion beneath buildings. Such problems can be pervasive, difficult to resolve, and may cause damage to building components.

4. Electrical safety violations, either few or many, are to be found in the majority of homes. Examples are ungrounded outlets, lack of shock protection, amateur wiring "improvements," and conditions too numerous to name.

5. Rotted wood is common where components remain wet for long periods. Exterior locations are trim, eaves, and decks. Problems also occur at walls and floors in bathrooms.

6. Code violations are common where additions and alterations are built without permits. Sellers often boast that, "We added the garage without a permit, but it was all done to code." This is a red flag to most home inspectors.

7. Fireplaces and chimneys are often unsafe. Common causes are amateur installation of hardware and fixtures, exterior rust damage, or simple failure to call a chimney sweep.

8. Water heaters are seldom in total compliance with code requirements. Violation include inadequate strapping, substandard overflow piping, unsafe flue conditions, and faulty gas lines.

9. Gas furnaces often harbor defects. These range from dirty filters to faulty combustion; from poor airflow to exhaust hazards; from noisy operation to inadequate fire clearance. Given the potential for major consequences, annual servicing by the gas company is recommended.

10. Faulty firewalls are common in garages. Violations include, holes, unprotected attic accesses, doors not fire rated, drywall that is too thin, and exposed wood framing.

11. Minor plumbing defects are commonly found, including loose toilets, dripping faucets, slow drains, leaking drains, hot water at the right faucet, and so on.

12. Failed seals are routinely found at dual pane windows, resulting in fogging. This is most common with windows manufacturer during the 1980s.

An unabridged list of likely home inspection findings would probably fill a few volumes subject to addenda on a routine basis. For home buyers, this underscores the importance of a thorough evaluation prior to closing escrow.


Contents

» Escrow need not be a technical nightmare

» Connecting rooms with color makes a personal statement

» A little planning goes a long way in the garden

» Home inspectors provide careful check before sale

» Suburbs losing families to new developments far from cities

» Fresh coat of paint offers several benefits

» Reading newspaper saves tax on $60,000 sale profit

» White is a versatile color in anybody’s flower bed

» Refining your dining American style with banquet room

» Legal guidebook for homeowners is disappointing

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